Sector-Specific Presentation
We present your risk to insurers in terms they understand, using building and main-contractor context that generic brokers miss.
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Main contractors • Building contractor insurance
Insurance
for Main
Contractors
Built around how you actually work. Specialist, data-led insurance for UK builders and main contractors, structured to control costs without compromising protection.
FCA Regulated UK Building Specialists Tailored Policy Structures
Backed by leading insurers
Why main contractors trust us
Building contractors choose Radar because we understand the trade, and we structure insurance to work for you, not against you.
Cover which satisfies site requirements and stands up when something goes wrong.
Cost Control Without Gaps
We remove unnecessary extensions and inflated limits, but never at the expense of essential cover. Savings come from accuracy, not exposure.
In our clients' words
“No matter how many times I asked questions or went back for things tweaking, everyone was very helpful. They won our business not just on cost saving but on their overall service.”
1-2 ClearRadar client review
Claims Support
When a claim arises, we help you notify insurers, gather relevant information and understand the next steps, providing practical support throughout the process while keeping your contractual responsibilities in view.
Broker-Led Service
Work with specialist brokers who understand building projects and the risks behind your operations. Receive clear advice, practical explanations and personal support when reviewing cover or discussing changing business needs.
Renewal Stability
We review your cover ahead of renewal, explain changes in terms and pricing, and work with insurers to present your business clearly, helping you make informed decisions about ongoing protection.
Compliance Support
We review your contract insurance requirements and help arrange suitable cover, supporting tender submissions and site access while explaining policy limits, exclusions and any obligations that need your particular attention.
Your risk management team
Meet RadarReal people. Broker-led advice.
Talk it through with a specialist broker who understands your trade. We'll help you put the right protection in place, with no jargon and no pressure.
CHARLIE ROBINSON
Managing Director
LEWIS THOMAS
Client Success Manager
BRAD POKE
Sales Development
RACHAEL MATTHEWS
Head of Brand
Improve your Programme
The right cover starts with a closer look. Explore the questions we ask when reviewing your insurance programme.
Illustrative walkthrough only. Your broker reviews your actual policy with you.
See your options at every renewal
Renewal is a chance to reassess. See the kinds of things we look at together before you make a decision.
Illustrative figures only. Not a quote or a comparison of actual policies.
One Digital Platform
To Deliver You A Seamless Experience
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COMMON QUESTIONS
Frequently Asked Questions
Common questions about building contractor insurance in the UK.
Yes. Building contractors carry a broad mix of risk, working at height, excavations, plant, subcontractors, and high-value contracts, that standard tradesman policies frequently restrict. Insurers treat new build, refurbishment, and design-and-build work differently. You need a policy arranged for your specific activities, with the right liability limits and a wording that covers the contracts you actually take on.
Public Liability limits of £1m or £2m suit smaller domestic work, but most commercial, main-contractor, and public-sector sites now require £5m, and some require £10m. We review your contract requirements and the nature of your sites, then advise on the right limit without over-insuring you.
Bona fide subcontractors should carry their own cover, but labour-only subcontractors are usually treated as your employees for insurance purposes and must be covered under your Employers' and Public Liability. Getting this wrong is a common cause of disputed claims. We help you classify your workforce correctly so your cover responds when you need it.
A part-built structure, stored materials, and temporary works are vulnerable to fire, water, theft, or accidental damage before a project completes. Contract Works (All Risks) cover responds to loss or damage to your works in progress. We structure cover to match real contract values so you're not left exposed if something goes wrong before completion.
Accidental damage to adjoining buildings, existing structures you're working on, or a client's property is exactly what Public Liability is designed for, provided the work is properly declared. Some activities, such as piling, demolition, or work near party walls, carry extra conditions. We explain where each policy responds and arrange the right combination of cover for the work you do.
Yes. Many building contractors also carry out groundworks, demolition, fit-out, or specialist trades in-house. A properly structured policy can cover multiple activities, but each must be disclosed and rated correctly. Failing to declare all the work you do, especially higher-risk activities, can void your cover when you need it. We make sure your policy reflects everything you actually carry out.
In most cases we can arrange cover and issue your Employers' and Public Liability certificates quickly, so you're not held up getting onto site. We provide documentation that supports site inductions and tender submissions, helping you win and start work without delay.