sector expertise
We understand solar, heat pumps, battery storage, and EV charging, presenting your risk in terms insurers understand.
The right cover starts with a closer look. Explore the questions we ask when reviewing your insurance programme.
Illustrative walkthrough only. Your broker reviews your actual policy with you.
Renewal is a chance to reassess. See the kinds of things we look at together before you make a decision.
Illustrative figures only. Not a quote or a comparison of actual policies.
COMMON QUESTIONS
Common questions about insurance for renewable energy installers.
Yes, if you provide any design input, system sizing calculations, or performance advice. MCS certification typically requires PI cover, and many contracts mandate it. Even if you're primarily an installer, the technical recommendations you make create professional liability exposure.
Public Liability limits of £2m to £5m are common for domestic installers, while commercial work often requires £5m or £10m. Professional Indemnity requirements vary by contract and certification body. We review your work profile and advise on appropriate limits.
Standard policies should cover work at height, but exclusions can apply. We ensure your policy explicitly covers roof work and other height-related activities that are core to renewable installation. Proper risk presentation prevents disputes when claims arise.
Public Liability should cover accidental damage to client property, including electrical systems. However, policy wording matters. We ensure your cover extends to the realistic scenarios you face when connecting to existing installations.
Battery storage installation typically requires Public Liability, Employers' Liability (if you have staff), and Professional Indemnity for design and specification work. The high-value nature of battery systems also makes equipment cover important.
Insurance covers claims arising from your installation work, not manufacturer defects. However, if a warranty claim relates to installation quality rather than product failure, your PI or liability cover may respond. Clear policy wording is essential.